The Marlins 20 games under

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The Marlins 20 games under .500, and the Rays went 30 under.  But this year, both are rolling.  The Rays have won four in a row and are only a game and a half back from the Red Sox with their 21-16 record.  The Marlins are leading the N.L. East and are three games up on the Mets with a record of 23-14, and by the way, they have won seven in a row.When the Marlins traded their biggest offensive threat in Miquel Cabrera and ace Dontrell Willis, many thought this season could be worse than last. But guys like Hanley Ramirez and Dan Uggla have more than picked up the slack.  Ramirez is hitting .336 and Uggla .280.  The two have combined for 19 homers and 48 R.B.I.s. Also, Marlins first baseman Mike Jacobs is hitting .271 with nine homers. These three have emerged as some of the better offensive threats in the National League.  On the pitching side of things, the Marlins have two aces that have carried the staff.  Scott Olsen and Mark Hendrickson are a combined 9-2 overall.Carl Crawford is the spark for the Rays.  He's hitting .290 with 12 stolen bases and thirty runs scored.  BJ Upton is also playing well, hitting about .300.  The Rays hurt people with great overall team speed The pitching staff has been great for them as well. Shields is off to a 4-2 start and has had some great outings.  Andy Sonnanstine has pitched well also with a 5-1 record.  With Scott Kazmir coming off the DL, the Rays rotation should be solid.Over the years, both these teams have struggled to win games and keep fans.  But this year, they are off to great starts. Don't be surprised to see them right in the mix at the end of the year. .

From my own experience with kidneydisease, I know how critical it is to have access to life-saving medicaltreatments, such as dialysis services, transplantation, and prescriptionmedications, and the importance of coverage." Two populations qualify for Medicare coverage: individuals over age 65, andthose under 65 who meet certain conditions, including the diagnosis of ESRD. While Medicare covers most medical costs, it requires patients to paydeductibles and co-pays.Most patients have secondary insurance to help withthese costs. However, approximately 2,000 kidney patients in Florida under age65 have no secondary insurance coverage, and cannot afford their deductiblesand co-pays.As a result, they often experience delays and roadblocks forcritical medical services because of the required upfront payments, and areforced to turn to the state's Medicaid program for support -- impoverishingthemselves and often their families to qualify.Under federal law, all Medicare beneficiaries over age 65 are already able topurchase this insurance as secondary coverage, and Mourning is advocating forthis same option to be extended to kidney patients under age 65. The currentbill has been approved by committee and is poised for final passage by thefull legislature.Stephanie Hutchinson, CEO of the National Kidney Foundation of Florida, whoaccompanied Mourning in advocating for the bill and supports renaming thelegislation, said, "Alonzo is a remarkable human being.He had a lot ofchoices in his recent retirement, and he chose a path to help others --specifically, those struggling with kidney disease and kidney failure. Oneday many years from now, many will remember him for his remarkable athleticachievements, but many more will remember him for how he helped millions ofAmericans afflicted with this dreadful disease.That is his legacy."Mourning topped the Miami Heat's all-time lists in points scored (9,459),minutes played (17,700), free throws attempted (3,896), offensive rebounds(1,505), defensive rebounds (3,302), total rebounds (4,807), blocked shots(1,625) and double-figure scoring efforts (442).He achieved an NBAchampionship with the Heat in 2006, was twice named NBA Defensive Player ofthe Year and won a gold medal on the U.S. Men's Senior National Team at the2000 Olympics.After receiving his kidney transplant in December 2003,Mourning returned to the NBA for five more seasons, retiring in 2008.SOURCENational Kidney Foundation of FloridaStephanie Hutchinson of the National Kidney Foundation of Florida,+1-407-247-1504; or Alisann Fatemi, +1-703-887-1493, for the National KidneyFoundation of Florida. NEW YORK (Reuters) - The top 19 U.S.

banks need to hold a "substantial" amount of capital above regulatory requirements to weather a potential worsening of the economic recession, the U.S Federal Reserve said on Friday. Hot Stocks  |  Crisis in CreditSupervisors said "stress tests" regulators conducted at major banks were aimed at ensuring the institutions have enough capital in reserve to continue to lend in potentially bleaker conditions, and are not to be considered a measure of banks' current solvency.The following is reaction from industry analysts and investors:DANIEL ALPERT, MANAGING DIRECTOR, WESTWOOD CAPITAL, NEW YORK"This document is so thin, it's ridiculous. It may be in the last few days, Treasury has determined that it doesn't serve their interests to be more detailed until they have all the numbers done."What's interesting is that they acknowledge that since February, the economy has deteriorated. Why would you mention that, unless you want to signal that they're recognizing the deterioration and being tough."The economic forecasts are not that important. What's important is the assumed magnitude of potential losses for different assets.

That hasn't been revealed."CARL BIRKELBACH, HEAD OF BIRKELBACH MANAGEMENT IN CHICAGO"The only thing that can come out of the tests is something bad. There's no question that according to the rules no one fail them, but there are those that could get some warnings and could announce that they're under stress. That's another shoe to fall that's going to come up in the next week or two, since investors are acting as though all the negatives in the economy are over. Morgan Stanley's results were an indication was that not everyone's earnings are going to be good There's still some negativity that has to be discounted. This first quarter is going to show some disappointing results that haven't been discounted."Despite that, it doesn't look like there's much to be afraid of with the stress test in terms of the market It isn't a fail or pass test. Some may get some negative comments, and that could hurt them, but if they're in trouble then they get more money.